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Who Buys Overdue Detention and Accessorial Freight Invoices in Texas?
A Texas carrier or freight broker may hold an overdue detention, layover, or other accessorial charge after a road-freight delivery. The charge concerns truck waiting time or another service beyond the agreed haul. Maritime container detention and demurrage rules do not establish whether that road-freight charge is payable.
TL;DR
- Delos and MileFactor are operated by Delos AI Inc., so this is not an independent comparison of the two brands. A claim sale, collections, and factoring have different eligibility and payout mechanics.
- Best for a documented overdue charge you want to sell: Delos reviews commercial claims for purchase case by case. An agreed completed sale pays its agreed proceeds without waiting for the shipper or broker to pay.
- Best for seeking funding against a suitable issued freight invoice: Compare MileFactor's freight factoring offer, subject to invoice approval and written terms. Its published submission window includes issued invoices up to 30 days past due; that is not a promise to fund standalone detention or accessorial charges.
- Best for keeping the claim: A collection agency can pursue payment on your behalf, without buying the invoice.
- Best for a disputed, higher-value charge: Legal counsel can assess whether pursuing the contractual payer makes economic sense.
What counts as a detention or accessorial freight claim in Texas
A Texas carrier or freight broker may hold an overdue detention, layover, or other accessorial charge after a road-freight delivery. The charge concerns truck waiting time or another service beyond the agreed haul. Maritime container detention and demurrage rules do not establish whether that road-freight charge is payable.
Your freight agreement and related documents identify whom you should bill and what supports the charge. A carrier may have agreed terms with a broker, while a broker may have separate terms with a shipper. Check the rate confirmation and accessorial terms for the payer, rate, and any notice or approval requirements. Keep the proof of delivery, arrival and departure records, invoice, and dispute history together. Proof of delivery confirms the load was delivered, but it does not by itself establish how long the truck waited or whether the payer approved the charge.
Invoice age, disputes, and prior assignments affect the available routes. A buyer or factor may review a documented, undisputed charge differently from a contested one. If you have already assigned the receivable, confirm who controls the claim before seeking another sale.
Comparing the routes for an overdue detention or accessorial invoice
Selling an overdue Texas road-freight charge, hiring someone to pursue it, and factoring an invoice differ in cash timing and who controls the receivable. MileFactor offers an affiliated freight-factoring route under its published general terms; whether it will fund the particular detention or accessorial charge still requires confirmation. No independent collection agency, law firm, or other claim buyer has been verified here.
| Route | Eligibility and purpose | When you receive cash | Ownership and work | Cost or fee | Important limit |
|---|---|---|---|---|---|
| Delos purchase review | Documented eligible overdue B2B claim or portfolio; direct purchase reviewed case by case | Agreed proceeds on a completed sale | Rights transfer under the agreement; provide claim records for review | Price depends on the case and written agreement | No confirmed acceptance of standalone detention charges |
| Collection agency | Documented claim pursued on your behalf | If the payer pays | You retain the claim; provide records and oversee the engagement | Depends on the agency agreement | No purchase proceeds; no agency verified here |
| Attorney | Contractual dispute or claim needing legal assessment | If payment is obtained | You retain the claim unless separately agreed; provide records and direct the engagement | Depends on the engagement | No purchase proceeds; no firm verified here |
| MileFactor freight factoring | Issued freight invoices submitted for funding review; published submission window up to 30 days past due | 80% advance after approval and agreement of terms; remaining 20% after customer payment, less the agreed fee | Rights, seller obligations and non-recourse coverage are set out in the agreement | Advertised 0.04% daily funding fee; confirm the fee base, funding period and additional charges | Submission is not approval; standalone detention or accessorial acceptance is unconfirmed |
1. Delos: claim-purchase review for an eligible overdue invoice or portfolio
Delos and MileFactor are operated by Delos AI Inc.; this is not an independent comparison of those brands.
Best for: A Texas carrier with a documented overdue B2B charge that wants to compare sale proceeds with the cost and effort of pursuing payment can request a Delos purchase review. Delos describes its commercial-claim purchase route, but does not identify standalone detention or accessorial charges as an accepted category. The charge's eligibility requires case-by-case review.
How it works: Delos describes a commercial-claim purchase in which the seller receives an agreed price and transfers claim rights under a written agreement. Eligibility, price, and timing depend on the case. An agreed completed sale pays its agreed proceeds without waiting for the contractual payer to pay.
Trade-off A sale gives Delos the agreed rights to pursue the claim. Delos separately offers collections on the seller’s behalf, which does not serve the same goal as selling the receivable. Purchase eligibility, price, timing, and transfer terms depend on the evidence and written agreement.
Next step: Use the Delos intake to request a claim-sale or portfolio-sale review. Identify the contractual payer and provide the rate confirmation, approved charge terms, proof of delivery, arrival and departure records, dispute history, and any existing assignment. Submission does not guarantee a purchase, including for a disputed charge.
2. MileFactor: freight factoring, subject to invoice review
Best for: A carrier or owner-operator seeking an advance against a suitable issued freight invoice rather than a sale of an overdue claim. MileFactor's published offer allows issued invoices to be submitted up to 30 days after their due date. This creates a funding option to ask about, not confirmation that a standalone detention or accessorial charge qualifies.
How it works: For an eligible invoice, MileFactor advertises an 80% advance after approval and agreement of terms. After the broker or shipper pays, the remaining 20% is settled less the agreed fee. Its advertised daily funding fee is 0.04% while funding is in use; the agreement confirms the fee base and any additional charges. MileFactor offer
Trade-off: A factoring advance and a completed Delos claim sale have different economics. MileFactor's advance percentage is not a claim-purchase price. Compare the funding period, fee base, remaining balance and seller obligations. Non-recourse coverage is defined by the separate factoring agreement; it does not mean that every unpaid or disputed charge is covered. The calculator is illustrative, not a binding quote or approval. MileFactor terms
Next step: Submit the invoice details to MileFactor and explain whether the detention or accessorial amount is part of a freight invoice or a standalone charge. Identify the broker or shipper, payment terms and due date, and disclose any overdue payment or dispute. Ask whether the specific charge can be reviewed, what records are needed and what the written offer would cover. MileFactor may request the freight invoice, rate confirmation, and a signed bill of lading or proof of delivery. Submission does not guarantee an offer, approval or funding. MileFactor offer MileFactor terms
3. Collection agencies and attorneys: pursuing payment without a sale
Best for: A collection agency may suit a carrier that wants help pursuing a documented overdue charge without selling it. An attorney may suit a carrier whose contractual payer disputes the charge and who needs advice on whether legal pursuit is worth its likely cost. No independent agency or firm has been verified for a provider recommendation here.
How it works: An agency seeks payment on your behalf. Delos lists collections as a separate service from buying a claim. An attorney can assess the contract and evidence, negotiate with the payer, or advise whether legal action makes economic sense. Neither route provides sale proceeds upfront.
Trade-off: You retain ownership and wait for a recovery rather than receiving an agreed purchase price. Fees depend on the provider and agreement. Ask whether the provider charges a percentage of collections, bills for time, or requires payment of expenses even if the payer never pays.
Next step: Give the provider the rate confirmation, approved charge terms, proof of delivery, arrival and departure records, and dispute history. Confirm whether another party already holds an assignment of the receivable before authorizing collection or legal action.
Where Delos fits
If you hold an overdue Texas road-freight detention or accessorial invoice and are deciding whether to sell it rather than pursue payment, Delos can review a documented eligible B2B claim or portfolio for direct purchase case by case. To assess the claim, Delos needs records identifying the contractual payer and approved charges, along with proof of delivery, arrival and departure records, dispute history, and any existing assignment. An agreed, completed sale pays its agreed proceeds without waiting for the shipper or broker to pay, but acceptance, pricing, and timing depend on the review and written agreement. Submit the claim through the Delos claim-sale intake.
FAQ
Is selling a claim the same as factoring an invoice?
No. Delos describes a claim sale as assigning an unpaid commercial claim in exchange for cash, while factoring typically advances money against an invoice under separate agreement terms. An invoice’s age alone does not determine which route is available.
Can a disputed detention charge be sold or factored?
A provider may review a disputed charge, but submission does not guarantee a sale or factoring approval. Give the provider the agreed accessorial terms, arrival and departure records, proof of delivery, and dispute history so it can assess the amount owed and who owes it. The available sources do not confirm that any provider accepts standalone disputed detention charges.
Does Texas have special detention-charge rules versus other states?
No Texas-specific detention rule has been established in the sources used for this page. Check the applicable freight agreement and ask Texas counsel to assess any state-law question before relying on a claimed right to payment.
What happens to the claim once it is sold rather than collected on my behalf?
Under Delos’s stated purchase model, an agreed completed sale pays its agreed proceeds and transfers the claim rights. With collection on your behalf, you retain the claim while someone pursues payment for you. The written agreement controls the terms of either arrangement.