TL;DR

  • Yes, you can ask a connected AI assistant to prepare an unpaid-invoice enquiry for Delos. You can include the invoice and contract only if your client supports the file input described in Delos’s selected-file requirements; the connection cannot open arbitrary local files. Review the completed details and file plan, explicitly approve both, and confirm before sending.
  • Choose Claim Sale if you want Delos to consider buying the overdue claim. Choose Collections if you want to keep ownership and outsource recovery.
  • An accepted enquiry gives you a follow-up reference, not approval for a purchase or collections service.

What "sending through your AI assistant" actually means

A supported Delos connection lets your AI assistant prepare an unpaid-invoice enquiry, but you must approve the completed details and file plan and explicitly confirm before it sends the request. If your AI client supports selected files, you can choose the invoice and contract to include. The connection cannot open files on your device without your selection. You can instead send a details-only enquiry and wait for Delos’s instructions about its separate secure-upload route after it processes an accepted enquiry.

Step 1: Connect your assistant to Delos

You need a supported Delos connection before your assistant can prepare an enquiry for submission. Use the Delos MCP setup instructions for your AI client, and check the installation and workspace permissions that apply to you.

Step 2: Choose the right enquiry: sale, collections, or comparison

Choose the enquiry by deciding whether you want to keep the overdue invoice or explore selling it. If you want to keep ownership while Delos handles recovery, ask your assistant to prepare a Collections enquiry. If your goal is cash from selling the overdue claim, ask for a Claim Sale review. For Claim Sale, you first agree the initial recovery work, fees and purchase-review date with Delos. Delos then carries out the agreed recovery work on your behalf and makes its purchase decision on the agreed date. If you accept an offer and complete the sale, Delos pays the agreed price upfront and takes ownership. Sending the enquiry alone does not start recovery or complete a purchase.

If you have not decided, ask your assistant to explain sale and collections before choosing which enquiry to prepare with the invoice and contract. Delos’s MCP starting points include a comparison prompt for an invoice more than 30 days overdue. The prompt asks about possible proceeds and fees, and who would handle recovery. The example’s invoice age is a prompt detail, not a stated minimum for every enquiry.

The invoice’s age alone does not establish eligibility for Claim Sale or Collections. Payment Protection is arranged before an invoice is issued, so it cannot retrospectively cover this overdue invoice. If you already have a Delos purchase commitment for it, mention that in your enquiry.

Step 3: Prepare the invoice and contract as a selected-file enquiry

Prepare the enquiry by giving your connected assistant the unpaid invoice details and identifying the contract you want Delos to review. Provide the invoice number, amount, due date, contractual payer, and any payment history you have. Ask the assistant to explain the two options if you are undecided, then select Claim Sale or Collections for the enquiry. These details describe the request, but preparing them does not send it.

Select the invoice and contract as optional attachments rather than assuming the assistant can access files on your device. The selected-file plan allows up to ten files, and the complete direct request must remain below 4 MiB. Ask the assistant to list the files it plans to include so you can check the selection before submission.

If the complete direct request would be 4 MiB or larger, choose which documents to omit and approve the updated file plan before sending. The assistant should name any files still needing upload, not silently drop them. Delos describes a separate secure-upload route after it processes an accepted enquiry. Wait for those instructions before sending the remaining documents.

Step 4: Review the summary and give explicit approval

Review the complete enquiry summary and selected-file plan before sending. Check your business details, contractual payer, invoice amount and due date, chosen service, and intended attachments. If you still need to compare Claim Sale with Collections, do that before selecting a service. Correct any errors, explicitly approve the completed details and file plan, and then separately confirm the send, as required in Delos’s MCP guidance.

A queued submission is not approval of a sale, collections service, or funding. If Delos accepts the enquiry, it provides a reference for follow-up, not a decision on the invoice.

After you send: reference, receipt, and next steps

Keep the reference from an accepted enquiry with your invoice records for follow-up.

Delos describes an email with next steps and a secure-upload link after it processes an accepted enquiry, but email delivery is not guaranteed. Use that link for documents omitted from the initial submission, and keep your enquiry reference for follow-up. Neither a reference nor an email means Delos has agreed to buy the claim or provide collections.

Where Delos fits

For one overdue business invoice, Delos offers Collections review if you want to keep ownership and outsource recovery, or Claim Sale review if you want to explore selling the claim for cash. With Claim Sale, you first agree on recovery work, fees, and a purchase-review date; Delos then performs the agreed work on your behalf and decides whether to offer a purchase on that date. You keep ownership unless you accept an offer and complete the sale. An enquiry requests review, not an offer or the start of collections.

If you are undecided, use the Delos MCP comparison prompt to ask about possible proceeds, fees, and who would handle recovery. Its 30-day example is not a stated eligibility minimum. Once you choose a goal, ask your connected assistant to prepare the corresponding Claim Sale or Collections enquiry for your review and explicit approval.

FAQ

Does sending an enquiry mean Delos bought or started collecting the invoice?

No. An accepted enquiry gives you a follow-up reference; buying the claim or starting Collections requires a separate decision and agreement.

Can I send the invoice without the contract?

Yes. Delos describes attachments as optional, so you can prepare an enquiry without attaching the contract. Review the completed details and any selected files before you approve the plan and explicitly confirm the send.

Which AI assistants can I use?

Delos lists ChatGPT, Claude, and Cursor among compatible clients in its MCP guidance. Check your client’s current setup instructions before connecting. Its access rules and your workspace permissions still apply.

What if the file is too large?

Keep the complete initial direct request below 4 MiB. If it is too large, agree which files to omit, approve the updated enquiry and file plan, and confirm the send. Delos describes a separate secure-upload route for the remaining documents after it processes an accepted enquiry, but email delivery of those instructions is not guaranteed.

Does it cost anything to send an enquiry?

The Delos MCP page does not specify whether sending an enquiry costs anything. Ask Delos about any enquiry charge and the terms of a proposed service before agreeing to it.